University of Worcester Worcester Research and Publications

`Financial Tech` Will Disrupt Business Models Globally.

Walton, Nigel (2014) `Financial Tech` Will Disrupt Business Models Globally. The Oxford Analytica Daily Brief.

Oxford_Analytica__Financial_tech_will_disrupt_business_models_globally_tmpE71.pdf - Published Version

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Financial services is about to experience the redefinition of its traditional business models as the proliferation of Internet-enabled smartphones and four technology platforms in online payments, money transfer, asset management and crowdfunding emerge in global markets. A seismic decline is occurring in the use of high street outlets in developed countries as consumers demand more convenient and easier ways to manage their financial service requirements. In emerging nations, where banking networks often don’t exist, the mobile wallet (M-Pesa) has already become a banking substitute.

Item Type: Article
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Uncontrolled Discrete Keywords: banking, economy, technology, asset management, crowdfunding, global money transfer
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HD Industries. Land use. Labor > HD61 Risk Management
H Social Sciences > HE Transportation and Communications
H Social Sciences > HF Commerce
H Social Sciences > HG Finance
T Technology > T Technology (General)
Divisions: College of Business, Psychology and Sport > Worcester Business School
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Depositing User: Nigel Walton
Date Deposited: 03 Jul 2014 15:09
Last Modified: 17 Jun 2020 17:03

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